Ontario Council Session

Wednesday, October 16

Decumulate or Bust?

Fresh Perspectives

on Retirement Income 

Employees are working and living longer than ever before. Decumulation affects both Defined Benefit and Defined Contribution plan members, with both fixed life income products and flexible decumulation products having their advantages and disadvantages. Retirement age and the options for decumulation affect employee behaviour and ultimately the workplace.

Our panel will discuss the recent Canadian Institute of Actuaries public statement on retirement age and offer perspectives on decumulation, including views on the new Variable Payment Life Annuity and Advanced Life Deferred Annuity products announced in the 2019 Federal Budget, and on variable DC benefits. Will these products offer needed solutions? Will they be embraced by employers? The panel discussion will be followed by a networking wine and cheese event.   

Joe Nunes, Co-founder and Executive Chairman, Actuarial Solutions Inc.
Louise Koza, Director, HR Digital and Operations, Western University
Krista Heuston, Director, Product Design and Management, Group Retirement Services, Sun Life

Stephanie Kalinowski, Partner, Hicks Morley Hamilton Stewart Storie LLP.

DATE: Wednesday, October 16
LOCATION: Sheraton Centre Toronto, 123 Queen Street West, Toronto

3:30 pm – Registration
4:00 pm-5:30 pm – Presentations

5:30 pm-6:30 pm – Networking and Hors d'oeuvres


Members: $70.00 + 13% HST = $79.10
Non-members: $115.00 + 13% HST = $ 129.95
Plan Sponsor* Members: $50.00 + 13% HST = $56.50
Plan Sponsor* Non-Member: $95.00 + 13% HST = $107.35
Table of Six: $420.00 + 13% HST = $474.60
Table of Six (Plan Sponsor)**: $300.00 + 13% HST = $339.00
* = Eligible for plan sponsors, administrators, trustees and government employees
** = For plan sponsor table booking, please contact Judy Lei at

To Register for this timely event, please click HERE.
Interested in being an Event Sponsor? Click HERE.

Cancellation Policy
Full refunds will be made for cancellations received via email or fax no later than 5:00pm(EDT) October 9th, 2019.
Substitutions only after this date.